📄 Terms & Conditions
Shyam Finance ke saath kaam karne ke niyam aur sharten
Last Updated: April 2026
📋 1. Parichay / Introduction
Shyam Finance, Raipur, Chhattisgarh mein registered ek loan advisory aur financial services company hai. Hum loan intermediary ke roop mein kaam karte hain aur customers ko various banks aur financial institutions se loan dilane mein madad karte hain.
Hamare website ya services ka upyog karke aap in Terms & Conditions se sahmat hote hain.
🏦 2. Humari Services / Our Services
- Hum ek loan intermediary / agent hain — seedha bank nahi hain
- Hum aapko best suitable loan options find karne mein madad karte hain
- Final loan approval, disbursement aur interest rate bank/financial institution decide karta hai
- Hum Home Loan, Personal Loan, Business Loan, Vehicle Loan, Sampatti Ke Badle Loan, Kheti Loan, Jeevan Bima aur Swasthya Bima mein advisory services provide karte hain
📝 3. Application Process
- Website par form bharna ek inquiry hai, loan approval nahi
- Form submit karne ke baad hum aapse WhatsApp ya phone par contact karenge
- Aapko apni financial information sahi aur complete deni hogi
- Galat information dene par application reject ho sakti hai
- Same day callback dene ki hum koshish karte hain lekin guarantee nahi di ja sakti
💰 4. Fees & Charges / Shulk
- Humari initial consultation bilkul free hai
- Loan processing fees, documentation charges bank ke hisab se lagti hain
- Agar koi service charge hoga toh pehle clearly bataya jayega
- Koi hidden charges nahi hain
🔒 5. Privacy & Data / Aapki Jaankari
- Aapki personal information (naam, phone, financial details) sirf loan processing ke liye use hogi
- Hum aapki information kisi third party ko bina permission ke share nahi karenge
- Banks aur financial institutions ko loan processing ke liye data share kiya ja sakta hai
- Aap apni information delete karwane ke liye humse contact kar sakte hain
📊 6. Interest Rates / Byaj Dar
Website par dikhaye gaye interest rates indicative hain aur market conditions ke anusaar change ho sakte hain:
- Home Loan: 7.10% se shuru (bank aur eligibility ke hisab se)
- Sampatti Ke Badle Loan: 8.5% se shuru
- Personal Loan: 9.5% se shuru
- Gaadi Loan: 7.5% se shuru
- Vyavsay / Kheti Loan: 10% se shuru
⚠️ 7. Disclaimer / Asveekar
- Shyam Finance loan approval ki guarantee nahi deta
- Loan approval/rejection bank ka adhikar hai, humara nahi
- EMI Calculator ke results sirf estimate hain, actual EMI alag ho sakti hai
- Hum kisi bhi financial loss ke liye liable nahi honge jo galat information dene se ho
🤝 8. Customer Responsibilities / Aapki Zimmedari
- Sahi aur sachchi information provide karein
- Documents original aur valid honge
- EMI time par bhar paayenge — iska assessment pehle karein
- Loan terms ache se samajh ke hi sign karein
⚖️ 9. Jurisdiction / Kshetr Adhikaar
Koi bhi vivad hone par Raipur, Chhattisgarh ki courts ka adhikar mana jayega. Yeh agreement Indian law ke antargat aayega.
📞 10. Contact / Sampark
Koi bhi sawal, shikayat ya clarification ke liye:
- Suraj Muni — 📞 9399696757
- Shubhamshu Chourasia — 📞 6291579951
- 📍 Raipur, Chhattisgarh
- 💬 WhatsApp available — Mon to Sat, 9 AM – 7 PM
📄 Terms & Conditions
Shyam Finance ke saath kaam karne ke niyam aur sharten
Last Updated: April 2026
📋 1. Parichay / Introduction
Shyam Finance, Raipur, Chhattisgarh mein registered ek loan advisory aur financial services company hai. Hum loan intermediary ke roop mein kaam karte hain aur customers ko various banks aur financial institutions se loan dilane mein madad karte hain.
Hamare website ya services ka upyog karke aap in Terms & Conditions se sahmat hote hain.
🏦 2. Humari Services / Our Services
- Hum ek loan intermediary / agent hain — seedha bank nahi hain
- Hum aapko best suitable loan options find karne mein madad karte hain
- Final loan approval, disbursement aur interest rate bank/financial institution decide karta hai
- Hum Home Loan, Personal Loan, Business Loan, Vehicle Loan, Sampatti Ke Badle Loan, Kheti Loan, Jeevan Bima aur Swasthya Bima mein advisory services provide karte hain
📝 3. Application Process
- Website par form bharna ek inquiry hai, loan approval nahi
- Form submit karne ke baad hum aapse WhatsApp ya phone par contact karenge
- Aapko apni financial information sahi aur complete deni hogi
- Galat information dene par application reject ho sakti hai
- Same day callback dene ki hum koshish karte hain lekin guarantee nahi di ja sakti
💰 4. Fees & Charges / Shulk
- Humari initial consultation bilkul free hai
- Loan processing fees, documentation charges bank ke hisab se lagti hain
- Agar koi service charge hoga toh pehle clearly bataya jayega
- Koi hidden charges nahi hain
🔒 5. Privacy & Data / Aapki Jaankari
- Aapki personal information (naam, phone, financial details) sirf loan processing ke liye use hogi
- Hum aapki information kisi third party ko bina permission ke share nahi karenge
- Banks aur financial institutions ko loan processing ke liye data share kiya ja sakta hai
- Aap apni information delete karwane ke liye humse contact kar sakte hain
📊 6. Interest Rates / Byaj Dar
Website par dikhaye gaye interest rates indicative hain aur market conditions ke anusaar change ho sakte hain:
- Home Loan: 7.10% se shuru (bank aur eligibility ke hisab se)
- Sampatti Ke Badle Loan: 8.5% se shuru
- Personal Loan: 9.5% se shuru
- Gaadi Loan: 7.5% se shuru
- Vyavsay / Kheti Loan: 10% se shuru
⚠️ 7. Disclaimer / Asveekar
- Shyam Finance loan approval ki guarantee nahi deta
- Loan approval/rejection bank ka adhikar hai, humara nahi
- EMI Calculator ke results sirf estimate hain, actual EMI alag ho sakti hai
- Hum kisi bhi financial loss ke liye liable nahi honge jo galat information dene se ho
🤝 8. Customer Responsibilities / Aapki Zimmedari
- Sahi aur sachchi information provide karein
- Documents original aur valid honge
- EMI time par bhar paayenge — iska assessment pehle karein
- Loan terms ache se samajh ke hi sign karein
⚖️ 9. Jurisdiction / Kshetr Adhikaar
Koi bhi vivad hone par Raipur, Chhattisgarh ki courts ka adhikar mana jayega. Yeh agreement Indian law ke antargat aayega.
📞 10. Contact / Sampark
Koi bhi sawal, shikayat ya clarification ke liye:
- Suraj Muni — 📞 9399696757
- Shubhamshu Chourasia — 📞 6291579951
- 📍 Raipur, Chhattisgarh
- 💬 WhatsApp available — Mon to Sat, 9 AM – 7 PM